Motorhome Insurance – Security Devices
With a wide variety of security products available to motor caravanners, it is no wonder that motorhome insurance customers find it difficult to choose the best devices for them and those which are going to make a meaningful difference to a Motor Caravan Insurance quote.
Here at Shield Total Insurance we strive to offer you the best motorhome insurance on the market which is why we’ve produced this guide to steer you towards the security devices that not only save you money on your Motor Caravan Insurance premium but can dramatically enhance the security of your vehicle and its contents.
Each of the following items will attract a premium discount if fitted and correctly used.
GAP Security Direct
GAP Security is a well respected supplier and fitting agent for a wide range of alarms and security products. Their network of fitters means you will get a job well done wherever you are. For assistance or to arrange a mobile installation at a discounted price, please call GAP Security on 0800 840 6883 quoting your policy number.
To find out more click here.
Immobilisers
Immobilisers are a great way to prevent your motorhome from being started and stolen. Most new motorhomes are built on base vehicles where immobilisers built into the ignition key are part of the standard specification, but older vehicles and some self-build conversions may not have this facility.
Thatcham approved alarm and immobiliser (Cat1 & Cat2)
Thatcham or the Motorhome Insurance Repair Research Centre to give it its proper title has defined a number of categories for vehicle security devices. In each category, third party security products have been evaluated against “The British Insurance Industry’s Criteria for Vehicle Security”, using specific tests to indicate the effectiveness of the product. The product listing is updated as and when new security systems are judged to have successfully complied with the criteria. Each product is subject to a review after 12 months.
To find out more click here.
Tracking Devices
Tracking systems are a requirement on your Shield motorhome insurance policy if the vehicle is valued at £50,001 or greater.
There are many different tracking devices on the market, those with and without monitoring (some times referred to as Active or ProActive).
They use Global Positioning Systems or GPS and mobile phone systems GSM and sometimes a combination of both technologies to keep your vehicle secure. There is much debate about the relative merits of these systems but the fact remains that they are all likely to improve your chances of recovering your motorhome in the event of a theft and we are prepared to offer a motor caravan insurance discount for all of these listed.
Check with the manufacturers for suitability for your unit and ask them about their recovery rate too.
HAL-Locate
A tracking system purpose-made for motorhomes and touring caravans, the HAL Locate system has been fitted as standard on many Swift Group products for 2009 models onwards. It carries Sold Secure Approval.
To find out more click here.
Phantom tracking device
Being widely accepted throughout the motorhome industry, Phantom uses GPS and GSM technology. The 24 hour Phantom Monitoring Centre can pinpoint the location of your stolen motorhome, enabling the police to make a speedy recovery and possibly catch the thieves. The award-winning Phantom units come in two types – but it is the Proactive (fully-monitored) version that meets our requirements and carries Sold Secure Approval.
To find out more click here.
RAC Trackstar +
The RAC Trackstar + is a GPS based unit offering a monitored solution to motor caravanners.
Tracker Monitor
Perhaps the best-known name in car stolen vehicle recovery products, Tracker uses Very High Frequency (VHF) radio technology, the police can track the stolen vehicle even it is being transported in a van, hidden in a shipping container or parked underground.
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