Static Caravan Insurance - Shield Total Insurance

When it comes to insuring your static caravan, it is well worth being protected by a specialist provider such as ourselves. Being one of the first specialist static caravan insurance companies in the UK with close to 25 years’ industry experience, we fully understand the unique requirements of holiday home owners so we are able to tailor our products to offer flexible cover options.

You’ve taken plenty of time and care in choosing the perfect site for your static caravan or holiday home, so naturally you’ll want to know that you have the right cover in place and that the contents, structure and surroundings are all fully protected. Our flexible insurance covers physical loss, damage and theft as well as fire, lightning, subsidence, and even landslip – all from just £191 per year.

You can trust Shield Total Insurance to meet your static insurance needs. To speak to one of our experts, please call us on 0800 393 966.

*Based on average client price paid between March & May 2023

Policy benefits include:

Features and benefits	Included
Cover for: caravan holiday homes, static caravans, chalets, park homes, lodges and log cabins Provides specialist insurance for a wide range of holiday homes and leisure properties. Cover is subject to the type of property being accepted by the insurer and meeting the policy requirements.
Cover for ancillary domestic outbuildings Provides cover for eligible domestic outbuildings associated with your holiday home. Cover is limited to the sums insured and the types of outbuildings specified within the policy.
45% of contents sum insured allowed for computer and electronic gaming equipment Provides enhanced cover for computers, gaming equipment and related electronic devices. The most payable is 45% of the contents sum insured selected.
Cover for debris removal and re-siting costs Helps cover the cost of removing debris and re-siting your holiday home following an insured event. Only available following a valid claim covered by the policy.
Market value cover available Provides cover for loss of or damage to your holiday home based on its market value. Claims are settled based on the market value immediately before the loss, which may be less than the cost of replacing the unit with a new one.
New for old cover available up to 20 years Provides replacement with a new equivalent unit if your holiday home is damaged beyond economical repair or stolen. Only available for eligible units up to 20 years old and subject to the policy conditions.
Cover for accidental damage available Provides protection against unexpected accidental damage to your holiday home and insured contents. Does not cover damage caused by wear and tear, gradual deterioration or poor maintenance.
£2,500 contents single article limit Provides contents cover for a wide range of household belongings within your holiday home. Individual items are covered up to £2,500 unless specifically declared and accepted by the insurer.
£400 refrigerated and frozen food cover Provides cover for food lost due to an insured failure of refrigeration equipment. The maximum payable for any one claim is £400.
Up to £5million public liability cover* Protects you if you accidentally cause injury to another person or damage to their property and a claim is made against you. Does not cover deliberate acts or liabilities specifically excluded by the policy.
Up to £20,000 personal accident cover* Provides a lump sum benefit following a serious accidental injury involving an insured person. Cover is subject to the policy definition of personal accident and the limits shown in your documentation.
£500 cover for pedal cycles and wheelchairs Provides cover for pedal cycles and wheelchairs against loss or damage following an insured event. The maximum payable for any one claim is £500.
£3,000 uplift in cover for December and Wedding gifts Provides an automatic increase in contents cover during Christmas and following a wedding. The additional cover only applies during the periods specified within the policy.
Title deed cover - £750 Provides a contribution towards the cost of replacing lost or damaged title deeds and related documents. The maximum payable for any one claim is £750.
Loss of money cover - £500 Provides cover for the loss or theft of money kept at the holiday home. The most payable for any one claim is £500.
£750 cover for damage by emergency services Provides cover for damage caused by emergency services when responding to an incident at your holiday home. The maximum payable for any one claim is £750.
Optional £1,500 key cover Helps cover the cost of replacing lost, stolen or damaged keys and associated locksmith expenses. Cover is subject to the limits, conditions and exclusions set out in the Key Cover documentation.	For only £11
£50,000 legal expenses cover available Provides access to legal assistance and helps with the cost of pursuing certain legal disputes. Only covers the types of disputes listed in the policy and claims must meet the policy's prospects of success requirements.	For only £18.50

* Additional premiums may apply.

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