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Although it’s not compulsory by law to have caravan insurance to keep or use a touring caravan in the UK, even the most careful caravanner can encounter an unexpected mishap, (often through no fault of their own), leaving them exposed to substantial repair or replacement costs – and the associated inconvenience and distress.
Taking out quality touring caravan insurance cover is a cost effective way to protect your investment. Did you know that 1 in 20 caravanners found cause to claim on their caravan insurance policy, and the average caravan claims cost is equal to 16 times the annual caravan insurance premium!
Hardy caravanners are used to braving the changeable British weather, but floods, high winds, storms and heavy snowfall can cause significant and lasting damage to your caravan. The caravanning community is also especially vulnerable to theft, with most caravans containing expensive equipment and fittings. Most caravan insurance claims relating to road accidents are the result of snaking and crashing, or instances where caravans have become detached from the towing vehicle.