Our home insurance will give you complete peace of mind on your buildings and contents.
Significant home insurance policy benefits include:
- Protection for your home and other permanent structures on your land - covers against damage by fire, flood, storm, subsidence and other similar causes.
- Accidental breakage - covers windows and sanitary ware and damage to drains, pipes, cables or underground pipes.
- Accidental damage - to television, satellite, video, audio and computer equipment and breakage of mirrors, ceramic hobs or any glass in furniture such as glass tables or cabinets.
- Christmas seasonal increase and wedding gifts - contents cover increased by £1,000 during December and for one month before and after the wedding day.
- Homecare services as an additional benefit - provided with either buildings or contents to cover for loss or damage to trees, shrubs, plants, hedges and lawns up to £1,000. (Available with certain insurers only)
- Loss or damage to freezer food - caused by a rise or fall in temperature.
- New for old cover - for the contents in your home against loss or damage caused by fire, flood, storm, theft, escape of water and other similar causes.
- Trace and Access - this covers cost of removing and replacing any part of the building to repair a household heating or water system that has caused an escape of water.
- Worldwide cover available for personal belongings and money - perfect for day-to-day life when you are travelling.
- Full accidental cover option available - for example putting your foot through the ceiling, damaging a worktop, spilling red wine on the carpet or knocking over a vase.
- Pedal cycle cover option available - for loss or damage to any pedal cycle belonging to your family.
Home emergency assistance (optional for £16.50)
Nobody can predict an emergency but you can at least be prepared. With just one call to our helpline, a skilled tradesman will be sent to your rescue. Your emergency assistance cover could protect your home from costs arising from a number of domestic emergencies:
- Breakdown of the main heating system
- Plumbing and drainage problems
- Damage to, or failure of the home’s security, including locks and windows
- Breakage of the sole toilet unit
- Loss of domestic power supply
- Loss of keys
- Vermin infestation
24/7, 365 coverage, maximum payable per claim of £500
Call us today on 0800 393 966 for your home insurance quote.