What is the difference between Standard, Maximum Benefit and Lifetime insurance policies?

A Standard policy is time-limited, therefore it only covers each illness or injury up to a maximum of 12 months or 365 days. Maximum Benefit policies offers cover for any injury or illness up to the maximum sum recoverable, as specified on your certificate of insurance. A Lifetime policy will cover ongoing conditions for the lifetime of your pet, provided there is no break in policy cover.

Expert pet insurance

Give your pet the care they deserve without the worry of large, unexpected vets bills.

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Shield Total Insurance is proud to partner with dedicated specialists – NCI Pet Insurance – to bring you a choice of policies for your dog, cat or rabbit. We fully appreciate that your pets are part of your family, which is why we offer different levels of cover to suit both their needs and your budget.

From Standard cover through to Lifetime, you can choose from an excellent range of products underwritten by Aviva and Covea. To speak to one of our pet insurance experts, please call us on 0800 046 3867 or request a call back.

Please note: Rabbits can only be considered for Lifetime cover up to £2,000 per year.

Shield Total Insurance is a trading name of Vantage Insurance Services Limited (VISL). VISL is a subsidiary of Vantage Holdings Ltd and is authorised and regulated by the Financial Conduct Authority. Shield Total Insurance is acting as an introducer for NCI Insurance Services Ltd. NCI Insurance Services Ltd is an Appointed Representative of Jigsaw Insurance Services Plc who is authorised and regulated by the Financial Conduct Authority (Firm Reference 307654).

Three great levels of cover …

Standard (Time Limited)

A time-limited, low cost policy designed to help with the costs of veterinary treatment for injury or illness. This policy offers cover for up to 12 months per condition and has a veterinary fee limit of £3,000 per condition.

Maximum Benefit

Offers an enhanced level of cover with additional benefits and has no time limit on claims, so you can claim each year for an ongoing condition. The available limits are £2,000, £4,000 or £7,000 per condition.

Lifetime

Recommended by veterinary surgeons, this provides the highest level of cover by ensuring the very best health care possible throughout the life of your pet. The available limits are £4,000, £7,000 or £12,000 per year.

Policy benefits include:

3 great levels of insurance cover.
Cover available for dogs from just 6 weeks old.
Get an online quote in less than 2 minutes.
97% of all claims settled.
Access to a 24/7 emergency claims line.
Pay monthly at no extra cost.
Vet fees can be paid directly.
Lifetime cover for rabbits up to £2,000 per year.

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