01277 243010 Lines open Mon-Fri 9am-5.30pm, Sat 9am-12pm

Home insurance for GEM members

Shield Total Insurance offers GEM members an outstanding deal when insuring their home.

GEM Home Insurance

We completely understand that finding the right home insurance policy to suit your needs can be a difficult task in today’s ever-changing market. Our appointed partner – Shield Total Insurance – offers expert advice and guidance to arrange cover from their leading panel of insurers.  This brings you competitive premiums and a wide choice of cover options.

Interested in receiving 1 year’s free Home Emergency Cover* ? Simply give us a call on 01277 243 010 and remember to quote GEM19. Alternatively, you can request a call back.

* Offer closes 31/12/19. Terms & Conditions apply: Customer must purchase Home Insurance policy with Shield Total Insurance. One free Home Emergency Cover per policy. You must be a UK resident. Free Home Emergency Cover is available for 1 year only and is non-refundable. Cancelling your Home Insurance policy mid-term will automatically discontinue Home Emergency Cover. Home Emergency Cover is provided by ARAG plc and is authorised and regulated by the Financial Conduct Authority, Firm No. 452369. Cover will not be included automatically in your following year’s renewal.

Policy benefits include:

Shield yourself... armadillos do.
  • Cover for your home against damage by fire, flood, storm, subsidence and other similar causes.
  • Accidental breakage of windows and sanitary ware and damage to drains, pipes, cables or underground pipes.
  • "New for old cover" for the contents in your home against loss or damage caused by fire, flood, storm, theft, escape of water and other similar causes.
  • Accidental damage to television, satellite, video, audio and computer equipment and breakage of mirrors, ceramic hobs or any glass in furniture such as glass tables or cabinets.
  • Loss or damage to freezer food caused by a rise or fall in temperature.
  • Worldwide cover available for personal belongings and money.
  • Optional pedal cycle cover for loss or damage to any pedal cycle belonging to your family.
  • Full Accidental Cover option available e.g. putting your foot through the ceiling or spilling red wine on the carpet.

Get extra protection for your home

We also offer a range of add-ons to help you recover losses that may not be covered by your existing policy.

Legal Expenses Cover

We’re pleased to offer a competitively priced legal expenses policy for just £18.50 per year.

Key Protection Cover

Available for just £12 per year, this cover is specially designed to look after you should any of your keys be lost, stolen or broken in the UK or Europe.

Home Emergency Assistance

In the event of a domestic emergency, with just one call to our helpline, a skilled tradesman will be sent to your rescue. For an additional £16.50, your emergency assistance cover could protect your home from costs arising from a number of domestic emergencies.

Looking for another product?

  • GEM Motor Insurance

    As a member of GEM, get an outstanding deal when insuring your car.

  • GEM Motorhome Insurance

    As a member of GEM, get an outstanding deal when insuring your motorhome.

  • GEM Touring Caravan Insurance

    As a member of GEM, get an outstanding deal when insuring your touring caravan.

More Reasons To Trust Shield Total Insurance...

  • Specialist provider of caravan and motorhome insurance

  • Great savings on a wide range of insurance products

  • Flexible cover options with policies tailored for you

  • Dedicated teams providing a friendly, knowledgeable and efficient service

  • UK-based customer contact centre for your calls

  • 5 Star Rating from independent financial research company, Defaqto

  • Outstanding customer service award from ICS

  • Member of the Caravan Storage Site Owners' Association

  • Member of the British Insurance Brokers' Association

  • Member of the National Caravan Council