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Read MoreSpecialist insurance for all types of caravan
We are one of the UK’s leading providers of leisure vehicle and camping-related insurance, offering comprehensive cover for all types of touring and static caravan.
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It pays to be properly protected by a specialist insurance provider, like Shield Total Insurance. Our team of expert advisors has been helping people just like you arrange their caravan insurance for nearly 25 years. We understand the specific requirements of the caravanning community and possible claims scenarios, so can tailor our products to offer a wide range of flexible cover options and excellent value for money.
We aim to make it as quick and easy as possible for our customers to get a quote. Our UK-based team of dedicated customer service professionals are on hand to offer clear, jargon-free and friendly advice to help you get the best possible cover for your touring or static caravan.
Our caravan insurance products
Touring Caravan Insurance
Award-winning touring caravan cover from just £66 per year.
Static Caravan Insurance
Quality cover for your static caravan from £59.40 per year.
Award-winning touring caravan insurance from just £66
Our touring caravan policies start at £66 and include flexible cover options to suit your caravanning needs. We have a range of covers available including new for old for up to 10 years, market value, and our class-leading agreed value cover. With a range of premium security and safety discounts of up to 67.5%, our quotes are some of the most competitive in the market. Get an online quote today and see how much you could save.
- Award-winning cover – 5 Star Rating from independent researcher Defaqto
- Flexible products so you can tailor the benefits to fit your needs
- Up to 365 days European cover
- Vehicle repatriation
- Driver injury/illness
- Friends and family cover
- Zero excess for theft of caravan (if certain safety and security measures are observed)
- No claims bonus protection available
- Awning cover
- £50 pup tent cover
- £500 pet injury cover - veterinary fees for treatment for an external injury whilst away in your caravan
Get extra protection for your caravan
We also offer a range of add-ons to help you recover losses that may not be covered by your existing policy. These additional benefits have been specifically designed your legal rights or look after you should any of your keys be lost, stolen or broken.
Legal Expenses Cover
We’re pleased to offer a competitively priced legal expenses policy to our touring caravan insurance customers for just £14 per year. For our static caravan insurance customers, it’s £18.50 per year.
Key Protection Cover
Key protection cover for our touring caravan and static caravan insurance customers is available for just £12 per year. This cover is specially designed to look after you should any of your keys be lost, stolen or broken in the UK or Europe.
Flexible static caravan insurance starting at just £59.40
Our static caravan policies start at £59.40 with flexible cover options and are intended for caravan holiday homes, park homes, lodges, chalets and log cabins. We understand that the contents of your static caravan are just as important to you as the structure and surroundings, so our policies include cover against theft, fire, lightning, subsidence, heave, landslip and accidental damage to underground services. Shield’s insurance cover gives you peace of mind to enjoy your time, knowing that your holiday home, as well as the people and property inside it, are safe from a variety of hazards.
- New for old cover available for up to 20 years
- Flexible product so you can tailor the benefits to fit your needs
- Includes cover for ancillary domestic outbuildings, fixed storage chests, steps, balconies, patios, skirting and flotation devices
- Cover for debris removal
- Cover for accidental damage available
- Up to £5million public liability cover
- Up to £50,000 personal accident cover
Why do I need caravan insurance?
Although it’s not compulsory by law to have insurance to keep or use a touring caravan in the UK, even the most careful owner can encounter an unexpected accident, often through no fault of their own, leaving them exposed to substantial repair or replacement costs and emotional distress.
Hardy caravanners are used to braving the changeable British weather, but floods, high winds, storms and heavy snowfall can cause significant and lasting damage to your caravan. The caravanning community is also especially vulnerable to theft, with most caravans containing expensive equipment and fittings. Most caravan insurance claims relating to road accidents are the result of snaking and crashing, or instances where caravans have become detached from the towing vehicle.
Did you know that 1 in 20 caravanners found cause to claim on their insurance policy? The average caravan claims cost is equal to 16 times the annual insurance premium, so taking out quality cover is a cost effective way to protect your investment.
What our customers say...
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What to look for in a caravan insurance policy
It’s all too easy to be lured in by a low price tag, but if it sounds too good to be true then it probably is. Only specialist insurers fully understand how caravanners use their product, and tailor their policies to suit such use. When buying insurance for your caravan, be sure to check the basis of cover and watch out for hidden policy excesses.
It’s important to check you have the appropriate cover in place, as your car insurance will not cover the cost of repairing or replacing your caravan and its contents. It’s illegal to tow a caravan in some European countries unless you have bought specific insurance, so having the flexibility to adjust the continental cover, personal accident and public liability to suit your needs is also important. Whether you have a caravan, touring caravan, static caravan or even a folding caravan, Shield can help find you the best possible insurance policy to meet your needs.
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More Reasons To Trust Shield Total Insurance...
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Specialist provider of leisure related and camping insurance
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Great savings on a wide range of insurance products
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Flexible cover options - policies tailored for you
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Dedicated teams providing a friendly, knowledgeable and efficient service
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UK-based customer contact centre for your calls
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5 Star Rating from independent financial research company, Defaqto
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Outstanding customer service award from ICS
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Member of the Caravan Storage Site Owners' Association
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Member of the British Insurance Brokers' Association
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Member of the National Caravan Council
