How will Brexit affect my insurance policy?
So, there we have it. Britain has officially left the European Union. Join us as we keep a close eye on how future Brexit-related negotiations may affect your insurance premium at the end of the current transition period.
So, what’s the deal?
The majority of our insurance policies remain unaffected by Brexit and at the moment you aren’t legally obliged to carry a Green Card in order to drive in Europe, however you may find there are some changes to the way you travel to or from Europe after the transition period (31st December 2020).
For more information please refer to the section below that references motor insurance.
Campervan, Car, Motorcycle & Motorhome policies
Although our withdrawal agreement has now been confirmed, you are still able to drive in Europe in the same way as before Brexit. This also includes the Republic of Ireland. However we must stress that this is subject to change after the transition period ends on the 31st December 2020.
For the rest of this year providing that you have European Cover (up to 180 days) added to your Campervan, Car, Motorcycle or Motorhome insurance policy, you are free to drive, ride and explore the EU roads.
Due to the fact that Brexit withdrawal negotiations will continue until the end of the year, there is currently no legal requirement to apply for a Green Card to drive in Europe. If you would like one as a precaution, please get in touch.
We do however recommend a few essential tips such as making sure you:
- bring your UK photocard/paper driving licence;
- have at least six months on your passport;
- display a GB sticker on your motor vehicle
More information on this subject can be found on the gov.uk website.
Caravan & Trailer policies
Please see guidance above. Currently you don’t need to carry a Green Card in order to tow your caravan in Europe.
European breakdown cover
You’ll be pleased to know that your policy will stay the same. If you have purchased European breakdown cover, you will be completely covered for up to 120 days if your motor vehicle breaks down whilst travelling in Europe.