What basis of touring caravan insurance cover should I choose?
The below provides a very simple summary of the differences between the bases of cover available on Shield Total Insurance policies.
Basis of cover
What you should expect to be offered following a total loss.
New for old
A new equivalent unit so long as your sum insured is sufficient.
An equivalent unit of the same age and condition so long as your sum insured is sufficient.
Agreed (guaranteed) value
Assuming you are in possession of a receipt or proof of purchase from a recognised UK dealer that is less than 7 years old - the amount shown in your Evidence of Insurance, provided the sum insured is no more than the price you paid for the touring caravan.
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