COMMON CARAVAN INSURANCE CLAIMS - Press Release

1st January 2012

Shield Total Insurance

When the sun is shining and the long days of a relaxing caravan holiday stretch out ahead it is easy to forget that, sometimes, things can go wrong.

Anything from a loose piece of gravel to an opportunist thief can quickly turn a well-earned break into an expensive nightmare so make time in the planning to ensure that the ‘home from home’ has adequate insurance cover.

Whilst it is not a legal requirement to have a separate insurance policy for a tourer, last year one in twenty caravanners protected by Shield Total Insurance found cause to claim on their policy.

Without comprehensive insurance cover the cost of repairs or replacement would have had to be paid out of their own pocket.

To help caravanners select the most suitable insurance cover for their needs, Shield has identified the three most common causes for insurance claims.

1. Theft and Attempted Theft

Theft and attempted theft of, and from, caravans is on the increase accounting for 32% of claims handled by Shield during the first quarter of 2011. Over 1,200 touring caravans were broken into last year, 33% of those were parked on home driveways. Aside from the inconvenience and distress caused by thieves, the damage to caravans can be considerable and costly.

2. Road Traffic Accidents

18% of all claims made last year were for road traffic related accidents, and not just incidents involving other drivers. Claims resulted from wheel loss, snaking, tyre blowouts and window damage, the latter costing as much as £1,000 to rectify.

3. Accidental Damage

Regardless of the precautions you take to protect your caravan from the elements, there are times when Mother Nature demands the upper hand; 14% of claims were the result of accidental damage to tourers last year caused by high winds, storms and heavy snowfall at an average cost of £1,200 per claim.

For more information or to obtain an online quote visit www.shieldtotalinsurance.co.uk or call 08448 474 474.


Editors Notes
About Shield Total Insurance
Shield Total Insurance (formerly Shield Direct) was established in 1997 as one of the first specialist Caravan and Motorhome insurance intermediaries in Great Britain and Northern Ireland.
A series of comprehensive insurance packages are offered, each designed to cater for the specific requirements of the caravanning and motorhoming community. These include policies for homes, pets, folding caravans and campers, tents and trailer tents.

Policies are also available for static caravans, residential park homes, holiday lodges and log cabins making Shield Total Insurance one of the biggest and most experienced providers of outdoor leisure related insurance.

Media Enquiries
Jackie Duffy – Shooting Star PR & Marketing
M: 07967 715 773
E: jackie@shootingstarpr.co.uk

Stuart Craig – Shield Total Insurance
M: 07833 050 070 T: 01277 243130
E: stuart.craig@vantageinsurance.co.uk

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