What basis of cover should I choose for my park home?
Most insurers offer either new for old or market value cover but, for older park homes, the option is often limited to market value. The following provides a very simple summary of the difference.
Basis of cover - What you should expect to be offered following a total loss
New for old - A new equivalent unit so long as your sum insured is sufficient.
Market value - An equivalent unit of the same age and condition so long as your sum insured is sufficient.
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