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Park home insurance - debris removal explained

In the event that your park home is destroyed, there are a number of costs that need to be considered in addition to the cost of replacing your structure and contents. These costs include the following:

Debris removal

Before a replacement park home can be sited, the remains of your destroyed home have to be removed and there are strict environmental rules governing the way in which this happens. These rules have been introduced by Government legislation and are enforced by Local Authorities who have considerable powers to impose fines where the regulations are breached. The cost of removing a park home in accordance with the regulations is high and you should seek advice as to the sum insured you should include to ensure your policy will provide sufficient protection.

The cost of debris removal can vary, depending on the local charges and we strongly suggest you seek advice from your park owner and local authority in order to ensure the sums insured are adequate.


When taking delivery of a new or replacement park home, a delivery charge will be made to cover the costs of transporting your park home to your park. Please speak to your park owner in order to decide what to allow for this.

Siting costs

Once your replacement or new park home has arrived at your park, there will be a further charge made in order to install your home on your pitch and to connect your park home to the park utilities such as electricity and sewerage etc. Please speak to your park owner in order to decide what amount to allow for this.