Home Insurance

You can be assured that our Home Insurance cover will give you complete peace of mind on your buildings and contents insurance.

Significant Home Insurance Policy Benefits include:

• Cover for your home and other permanent structures on your land against damage by fire, flood, storm, subsidence and other similar causes.
• Accidental breakage of windows and sanitary ware and damage to drains, pipes, cables or underground pipes
• “Trace and Access” – covers cost of removing and replacing any part of the building to repair a household heating or water system that has caused an escape of water.
• New for old cover for the contents in your home against loss or damage caused by fire, flood, storm, theft, escape of water and other similar causes.
• Accidental damage to television, satellite, video, audio and computer equipment and breakage of mirrors, ceramic hobs or any glass in furniture such as glass tables or cabinets.
• Loss or damage to freezer food caused by a rise or fall in temperature.
• Cover for up to 180 consecutive days if your home is unoccupied whilst you are away from the home, say on an extended caravanning holiday. (Many insurers restrict absences from the home to just 30 days).
• Christmas seasonal increase and wedding gifts. Contents cover increased by £1,000 during December and for one month before and after the wedding day.
• World wide cover available for personal belongings and money — perfect for day to day life when you are travelling.
• Optional pedal cycle cover for loss or damage to any pedal cycle belonging to your family.
• Homecare Services provided as an additional benefit with either Buildings or Contents to cover for loss or damage to trees, shrubs, plants, hedges and lawns up to £1,000.
• Full Accidental Cover option available e.g. putting your foot through the ceiling; damaging a worktop; spilling red wine on the carpet; knocking over a vase.
• Optional Family Legal Cover and Key Protection available